NHS doctors can claim various tax deductions to help manage their finances better. Here’s a straightforward explanation of what you can claim and how to do it.

Key Eligible Expenses

Professional memberships like BMA and GMC fees are fully tax-deductible. These are essential for your practice, so HMRC recognizes them as legitimate expenses.

Work equipment and clothing costs can be claimed, including:

• Stethoscopes and medical tools
• Scrubs and specialist footwear
• Laundry costs for work uniforms
• Operating glasses and other specialist equipment

Travel expenses are claimable when you work at temporary locations or attend required training. While regular commuting isn’t covered, you can claim 45p per mile for the first 10,000 miles (25p thereafter) when using your personal vehicle for work travel.

Training and education costs are more complex. You can claim for courses that are essential to your current role, but not for new qualifications or voluntary CPD. If unsure, it’s best to check with a tax professional.

How to Claim

For claims under £2,500, you can:

• Complete a P87 form online
• Use your Government Gateway account
• Call HMRC if you’ve claimed before
• Include it in your self-assessment tax return

• For claims over £2,500, you must submit a self-assessment tax return. You’ll need to register with HMRC first and receive a UTR number.

Keep all receipts and records of your expenses. Once HMRC approves your claim, they’ll adjust your tax code and you’ll receive the rebate through your payslip.

Remember, you can claim retroactively for up to four years. If you haven’t claimed before, you might be able to recover significant amounts from previous years. For complex claims or if you’re unsure about specific expenses, it’s worth consulting a tax professional who specializes in medical finances. They can ensure you claim everything you’re entitled to while staying compliant with HMRC rules.